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AIA and other insurance groups oppose a CA mudslide bill in AM Best

May 22, 2018 - But an insurance industry trade group coalition wrote a letter urging senators to either amend the bill or reject it....

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AIA's Jim Whittle discusses vetoed auto liability legislation in Arizona

May 21, 2018 - Jim Whittle, associate general counsel at the American Insurance Association, said the group understood Ducey’s concerns about the costs to consumers....

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AIA's Jim Whittle weighs in on the use of credit scores in setting insurance rates with ValuePenguin

May 15, 2018 - The use of credit information prevents cross-subsidization, according to James Whittle, chief claims counsel for the American Insurance Association (AIA), "so that good drivers do not pay for the behavior of bad drivers."...

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AIA-backed bill passed by the California Assembly in AM Best

May 15, 2018 - The California Assembly has passed legislation intended to end underinsurance for disaster survivors....

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AIA urges Louisiana lawmakers to strengthen distracted driving proposals in The Advocate

May 10, 2018 - Kevin Cunningham, representing the American Insurance Association, argued that the bill could be made more effective if it made the use of phones while driving as a moving violation instead of a non-moving violation that cannot be rated by insurance companies....

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AIA and others challenge the disparate impact rule in Reuters

May 10, 2018 - The American Insurance Association and other business groups that oppose disparate impact claims sued HUD in federal courts in Washington and Chicago after the Obama-era rule was issued....

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AIA weighs in on a controversial toxic chemical bill in Vermont in Seven Days

May 9, 2018 - The American Insurance Association warned that this change could result in an “avalanche of claims,” and other business groups have expressed opposition. ...

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AIA helps explain why P&C insurance is so important in TheStreet

May 9, 2018 - The U.S. property & casualty insurance industry pays out more than $400 billion in policy benefits, according to the American Insurance Association....

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AIA's 2014 Push for Litigation Financing Disclosures Has New Relevancy in Florida

May 6, 2018 - "Even back in 2014, you had the ILR (Institute for Legal Reform), American Insurance Association, American Tort Reform Association, Lawyers for Civil Justice and..."...

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AIA's Katie Pettibone supports two CA wildfire bills in AM Best

May 3, 2018 - Katherine Pettibone, the American Insurance Association’s Western Region vice president, state affairs, said her group and the insurance industry support the bills....

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AIA calls on the NAIC to support its regulatory sandbox proposal in Leader's Edge Magazine

May 2, 2018 - The American Insurance Association has drafted a proposal calling on the NAIC and state legislatures to actively encourage the pilot-testing and implementation of innovative new insurance technologies, products and services. ...

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AIA opposes a state-monitored insurance company bill in IL in Insurance Journal

April 30, 2018 - “Illinois has the most competitive workers’ compensation insurance marketplace in the country — 323 insurers currently compete for business across the state. There is simply no need for the government to enter the market,” Schneider said....

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AIA's Steve Schneider addresses an IL workers' compensation bill in WorkCompCentral

April 30, 2018 - "Putting the state in the workers' compensation business is the wrong idea at the wrong time," said Steve Schneider, Midwest vice president of the American Insurance Association....

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AIA's Steve Schneider explains why a workers' compensation bill in IL is bad news in Business Insurance

April 27, 2018 - "Putting the state in the workers compensation business is the wrong idea at the wrong time," said Steve Schneider, AIA's vice president for state affairs, Midwest region, in the press statement. ...

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AIA's Katie Pettibone discusses the problem with two CA wildfire bills in AM Best

April 26, 2018 - Katherine Pettibone, vice president, Western Region for the American Insurance Association, said the industry objects only to the attempt to combine policy limits, because companies handle coverage in separate lines and are writing differently for each line....

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AIA's Katie Pettibone weighs in on two controversial CA wildfire bills in Insurance Journal

April 26, 2018 - “We understand the travesty that the fires created, and we’ve been really trying to work hard with the authors on the measures,” she said....

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AIA and other insurance groups push for two CA wildfire bills to be amended in Insurance Journal

April 25, 2018 - “We are working collaboratively with lawmakers to strike a balance between making changes that further protect Californians and making sure we don’t put accessibility and affordability out of reach in our high-cost state,” the statement reads....

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AIA's Tom Santos discusses NFIP reform on Jacksonville's Morning News

April 23, 2018 - "Tom Santos is with the American Insurance Association. He says a new FEMA report is a great first step in how congress can fix the National Flood Insurance Program."...

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AIA's Mike O'Malley discusses how autonomous vehicles might impact insurance in TU Automotive

April 20, 2018 - This ties in to a point made by the AIA’s O’Malley. “Given the wide variety of reasons that people own and drive vehicles, there’s probably going to be room for multiple ownership models,” he says....

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AIA's Steve Schneider weighs in on two IL workers' comp bills in WorkCompCentral

April 19, 2018 - “We anticipate that, just like last year, we will be going to the governor with similar sets of facts and figures and asking him for a veto because we think both of these bills are not in the interest of employers or injured workers,” Schneider said....

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AIA's Tips for Wildfire Recovery

April 18, 2018 - As Oklahomans deal with the wildfires in the western part of the state, insurance claims handlers are standing by to help with the recovery process....

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AIA's Tom Santos discusses the future of the NFIP in Bloomberg BNA

April 17, 2018 - “Companies do have something to gain and lose, but as a broader matter, communities have all the risk,” Santos told Bloomberg Environment. “If you can’t insure the risk, communities are in big trouble.”...

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AIA discusses a NY bill with PIX11 News

April 12, 2018 - The American Insurance Association responded by saying, “Sexual assault in all circumstances needs to be punished to the fullest extent of the law. From an insurance standpoint, we have concerns about any provision that retroactively removes the statute of limitations (SOL) for civil cases....

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AIA opposed bill that increases automobile insurance premiums in Nevada

April 12, 2018 - Industry groups, including the American Insurance Association, The National Association of Mutual Insurance Companies and the Property Casualty Insurers Association of America, voiced their opposition at a Nevada Senate Committee on Transportation meeting in March 2017....

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AIA's Tom Santos discusses FEMA's changes to the NFIP in American Press

April 11, 2018 - An official with the American Insurance Association said the flooding events of 2016 and 2017 clearly show that too few property owners purchase flood insurance. He said there needs to be more ways to expand consumer options by expanding private coverage....

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AIA's Alison Cooper addresses a strict liability bill in Vermont in Seven Days

April 11, 2018 - "There is a reason no other state in the country has a law like this — it is very clearly unreasonable," the association's northeast regional vice president for state affairs, Alison Cooper, said in a statement. ...

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AIA's Alison Cooper has CT crumbling foundations testimony highlighted in AM Best

April 11, 2018 - Alison Cooper, vice president, Northeast region, American Insurance Association, said the state has begun to address the problems....

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AIA's Tom Santos weighs in on FEMA's changes to the NFIP in AM Best

April 10, 2018 - “There is more private capital and more private appetite for private flood,” he said. “Removing some regulatory barriers seems to be direction they (FEMA) are heading in.”...

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AIA discusses problems with Florida workers' comp bill with BestWire

April 9, 2018 - The American Insurance Association said during Senate committee testimony that higher standards for mental injury claims are necessary because of the difficulty in connecting the injuries directly to the workplace...

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AIA's Tom Santos talks about expanding the private sector's ability to offer flood coverage in Insurance Business America

April 9, 2018 - “The flooding events in 2016 and 2017 clearly show that too few property owners purchase flood coverage,” American Insurance Association vice-president for federal affairs Tom Santos told The Advocate....

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AIA's Steve Schneider discusses a Missouri Bill in AM Best

April 6, 2018 - Steve Schneider, AIA Midwest Regional vice president, said the bill permits insurers — in cases involving multiple claimants in which claims exceed the insurance policy limits — to pay the policy’s limits for the court’s disposition to injured parties. ...

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AIA's Tom Santos talks about expanding the private sector's ability to offer flood coverage in The Advocate

April 6, 2018 - "The flooding events in 2016 and 2017 clearly show that too few property owners purchase flood coverage," said Tom Santos, vice president for federal affairs for the American Insurance Association. ...

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AIA's Jeremy Merz expresses ongoing consideration for new regulation in CA in WorkCompCentral

March 21, 2018 - Jeremy Merz, western region vice president for the American Insurance Association, said was still reviewing the rules and getting feedback from his members....

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AIA's Jeremy Merz weighs in on strengthening fraud-fighting efforts in CA's workers' comp system in WorkCompCentral

March 1, 2018 - Jeremy Merz, western region vice president for the American Insurance Association, said he didn't think a "list of shame" would be appropriate when so many referrals are dropped because the Insurance Department doesn't have a full slate of investigators....

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AIA's Jeremy Merz talks advisory and filed rates with WorkCompCentral

November 2, 2017 - Jeremy Merz, western region vice president for the American Insurance Association, said that with the advisory and filed rates going in the same direction, he doesn't think there is a need for lawmakers to increase regulation of the work comp line....

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AIA opposes a federal bill to loosen restrictions on compounding pharmacies in WorkCompCentral

April 6, 2018 - “AIA is opposed to this bill because all treatment should be evidence-based and outcome-focused, and there is little to no medical evidence to support the prescription of compound medications instead of FDA-approved medications," said Steve Bennett, associate general counsel for the American Insurance Association....

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AIA is named as a resource for communities on building codes by Society of Environmental Journalists

April 4, 2018 - Many disasters are made worse by the failure of building codes and zoning to mandate obvious preventive measures. Now, a new insurance industry report offers journalists an opportunity to find disaster-proofing stories in their own home turf.......

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AIA's Maggie Seidel weighs in on a bill in NY with NBC

March 29, 2018 - “Sexual assault in all circumstances needs to be punished to the fullest extent of the law,” Seidel said. “From an insurance standpoint, we have concerns about any provision that retroactively removes the statute of limitations (SOL) for civil cases.” ...

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AIA's Alison Cooper testifies against a problematic bill in Connecticut in AM Best

March 28, 2018 - “It would be imprudent to consider additional proposals, especially those of this magnitude, before this program is even off the ground,” Cooper said....

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AIA's Steve Simchak weighs in on the first joint committee meeting under the covered agreement with Inside U.S. Trade

March 27, 2018 - "We are very pleased to see that U.S. state insurance commissioners participated in the meeting, since it is they who are implementing it on the ground in the United States."...

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AIA's Jim Whittle discusses liability for autonomous vehicles in The Wall Street Journal

March 21, 2018 - “They are competitors, so understandably they often don’t talk publicly about this, but we do know insurance companies are engaged with developers, trying to help them reduce their liability exposure,” said Jim Whittle, associate general counsel for the American Insurance Association...

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AIA's Alison Cooper weighs in on a strict liability bill in Vermont in VT Digger

March 18, 2018 - A strict liability standard for chemical contamination would be unique, according to Alison Cooper, the American Insurance Association’s vice president for state affairs for the Northeast....

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AIA featured in BBB's guide to choosing an insurance agent in Xenia Daily Gazette

March 12, 2018 - Finding insurance and an agent to cover one of your most prized possessions – your vehicle – can be tricky. It’s important to take your time to find a trustworthy agent and reputable insurance company....

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AIA and other insurance associations affirm their support for NAFTA in Insurance News Net Online

March 11, 2018 - As Canada, Mexico and the United States meet in Mexico City for the 7th round of negotiations, the North American insurance associations reaffirm our strong support for NAFTA, which has improved consumer access to innovative insurance products, bolstered competition by eliminating national ownership restrictions, and established a non-discriminatory government procurement process....

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AIA opposes new auto liability increases in Nevada in the Associated Press

March 11, 2018 - Three industry lobbying groups - the American Insurance Association, the National Association of Mutual Insurance Companies and the Property Casualty Insurers Association of America - opposed the increase before it passed nearly a year ago....

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AIA welcomes new member CNA Financial Corporation in Insurance Business America

March 8, 2018 - “AIA is thrilled to welcome CNA as a member,” said AIA president and CEO John Degnan. “CNA will bring an enormous amount of insight and experience to the table as AIA continues to address the issues that matter most to property-casualty insurers and the customers they serve.”...

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AIA names Munich Re America CEO new chairman in Insurance Business America

March 8, 2018 - AIA announced the election of Anthony J. Kuczinski Wednesday. Kuczinski was elected at the association’s March board meeting and will succeed Chris Swift, chairman and CEO of The Hartford....

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AIA discusses Vermont strict liability bill in JD Supra

March 7, 2018 - “Simply put, (this) bill would blatantly circumvent legal concepts that have been carefully developed and applied over decades and even centuries,” states a letter to the committee from the American Insurance Association. ...

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AIA featured in jobs report in Politico

March 7, 2018 - The American Insurance Association has elected Anthony Kuczinski, the president and chief executive of Munich Reinsurance America, as the next chairman of its board of directors....

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AIA's Jim Whittle explains why certain factors contribute to rising auto rates in Washington in The Columbian

March 5, 2018 - “There definitely have been some negative changes in Washington over the last several years in what we call severity and frequency,” said Jim Whittle, associate general counsel for the American Insurance Association....

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AIA and other insurance associations affirm their support for NAFTA in Financial Regulation News

March 5, 2018 - The leading insurance associations in North America recently affirmed their support for the renewal of the North American Free Trade Agreement (NAFTA), which is currently in the seventh round of negotiations....

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AIA supports an AK bill allowing additional underwriting criteria in Juneau Empire

March 4, 2018 - In a 13-4 vote Thursday, the Alaska Senate approved House Bill 195, which allows companies to take credit scores into account when renewing insurance policies. Backers of the proposal say when it is signed into law, it will mean lower costs for people with good credit history....

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AIA's Ron Jackson recommends Florida lawmakers consider a no-pay, no-play auto system in AM Best

March 2, 2018 - No-fault repeal legislation in Florida appears to have suffered a blow to its chances for passage after a Senate appropriations subcommittee voted the bill down....

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AIA's tips to recover from flooding reprinted in the Houston Chronicle

February 27, 2018 - As residents across the central United States continue to face flood risks this week, teams of insurance claim handlers are standing by to begin the recovery process. The American Insurance Association (AIA) offers these tips for those who might be affected by the flooding....

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AIA's Steve Schneider talks no-fault auto repeal in AM Best

February 27, 2018 - He said the current package is in response to frustration over prior failed attempts to reform Michigan’s no-fault system. One of the failed attempts was the defeat of House legislation last fall that would have allowed drivers to choose auto insurance policies with PIP benefit options of $250,000 or $500,000, lower than what is currently available....

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AIA's Ron Jackson featured in a column on PIP repeal in the Palm Beach Post

February 23, 2018 - Jackson urges legislators to back the House bill and maybe go one better: Throw in a “no pay no play” rule that would mean drivers who do not buy required insurance could could not recover non-economic damages such as “pain and suffering,” which studies show could save another 6 percent on drivers’ bills, he said....

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AIA's Jim Whittle explains the data insurers use when setting premiums in ValuePenguin

February 21, 2018 - Insurers compete on price by using a variety of non-experiential variables that have statistically relevant correlations to potential risk. Such variables are predictive in nature. Their purpose is simple—to help insurers seek as accurate an assessment [as possible] of future, potential losses, so they have higher confidence that their rates most accurately reflect risk. Consumers can, of course, shop for the best product for them based on premium and levels of coverage....

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AIA explains the role of the residual insurance market in ValuePenguin

February 22, 2018 - For insurance companies, participation in the residuals market is mandatory, as the system is designed to equitably spread the risks and rewards of the insurance market across the board....

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AIA's Eric Goldberg explains the benefits to consumers when insurers use additional underwriting criteria in The Washington Post

February 16, 2018 - “It’s good for everybody,” said Eric M. Goldberg, vice president for state affairs at the American Insurance Association’s Mid-Atlantic region. “It’s good for all drivers when insurers are able to use factors that enable them to price more accurately.”...

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AIA's Steve Schneider supports South Dakota's bad faith bill in WorkCompCentral

February 15, 2018 - South Dakota's SB 145 was a "reasonable approach" to protect insurers and workers, said Steve Schneider, Midwest region vice president for the American Insurance Association....

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AIA's Ron Jackson authors op-ed advocating for Florida PIP repeal in the Palm Beach Post

February 14, 2018 - The House has already recognized that moving away from the expensive, fraud-ridden PIP system makes sense. Now it is up to the Senate to embrace this opportunity to deliver additional savings to Floridians....

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AIA's Ken Stoller explains why employers are best positioned to find physicians for injured workers in WorkCompCentral

February 12, 2018 - When it comes to medical care for injured workers, the American Insurance Association said employers and their insurers are "best positioned to identify specialists in occupational medicine who can furnish care for the duration and intensity necessary to bring about a swift and successful recovery," said Stoller....

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AIA's Stef Zielezienski praises Chris Swift and the Hartford's apprentice program in the Hartford Business Journal

February 12, 2018 - "Chris Swift is one of just a handful of CEOs leading the industry's efforts to address our employment gaps," Zielezienski said of The Hartford's chairman and CEO....

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AIA's Maggie Seidel outlines the dangers of distracted driving in the El Paso Herald-Post

February 9, 2018 - “You’re in a parking lot,” says Maggie, “programming your GPS system, sending a text to someone one, making calls, receiving calls, that’s part of the problem.”...

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AIA's Eric Goldberg explains the benefits of additional underwriting criteria in AM Best

February 9, 2018 - He said insurers discriminate only by risk and the Maryland Insurance Administration polices insurer filings to make sure they are not unfairly discriminatory....

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AIA's Steve Simchak discusses the ongoing NAFTA renegotiations in Inside U.S. Trade

February 2, 2018 - "If NAFTA 2.0 is going to set the standard for modern trade agreements and set the rules for trade in our region it cannot be [Trans-Pacific Partnership] TPP-minus or NAFTA-minus, which is what it would be if MFN-forward is cut out," said Simchak....

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AIA's Jim Whittle explains why driver safety technologies don't always lead to lower rates with Popular Mechanics

February 9, 2018 - “U.S. insurers must also demonstrate [i.e., show statistical proof] that their rates meet acceptable levels of accuracy,” says Jim Whittle, associate general counsel at the American Insurance Association. “They have to demonstrate the premiums are not inadequate, excessive or unduly/unfairly discriminatory. And they must show it through experience.”...

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AIA's Ken Stoller discusses Florida workers' comp insurers' successful track record in WorkCompCentral

February 7, 2018 - "During the past five years, Florida workers' compensation insurers reviewed an average of 3.85 million medical bills annually, paying nearly $500 million per year at a 98% of timeliness," said Stoller....

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AIA's Alison Cooper criticizes a Massachusetts auto insurance bill in AM Best

February 6, 2018 - Restricting underwriting factors, Cooper said, leads to more marketplace uncertainty and leaves insurers with less data to accurately predict risk. “This would be exacerbated in a state like Massachusetts that already prohibits a lot of underwriting factors,” she said....

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AIA's David Pearce praises Scaffold Law reform bill in AM Best

February 6, 2018 - He said in a statement the bill is “a very reasonable reform to liability standards associated with all construction projects that receive federal funding.” Pearce said the AIA looks forward to seeing the bill — now headed to the House floor — advance in coming weeks....

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AIA's Fred Bosse criticizes Kansas auto liability bill in AM Best

February 6, 2018 - The overwhelming number of claims fall within the current Kansas requirements, and consumers could seek more coverage from insurers if they desire, he said. And Bosse said 77% of insured Kansans exceed the insurance minimum. “All of those [higher] limits are available in the private market,” he said....

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AIA's Angela Gleason discusses data privacy risks in WC Authority

February 2, 2018 - "While each company’s approach to addressing a breach may differ, the most important thing is to 'stop the bleed,' said Angela Gleason, Washington, D.C.based senior counsel, cyber security, privacy, travel insurance, surety, construction and intellectual property, at the American Insurance Association."...

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AIA's Fred Bosse authors letter to the editor on auto liability in the Topeka Capital-Journal

February 3, 2018 - With many personal and family budgets still stretched thin, why would lawmakers act to drive up the potential costs of car ownership?...

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AIA explains the role of taxes when it comes to rate filings in Crain's Chicago Business

February 2, 2018 - "In truth, the impact of lower federal taxes will vary greatly for each insurer, in each state, and for each line of business." The industry also drew a distinction between utilities ("state-sanctioned monopolies") and insurers, which "must truly compete for business in a marketplace where consumers have many options."...

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AIA's joint statement on the effect of federal tax reform on rate filings covered by Insurance News Net

February 1, 2018 - "The AIA/PCI letter highlights that the property and casualty insurance industry's outstanding track record of price competitiveness means that any bottom-line benefits of the tax bill will ultimately be felt by consumers in the marketplace." ...

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AIA's Jim Whittle discusses the increase in car crash frequency and severity in CTV Vancouver

February 1, 2018 - Whittle said the growing cost of vehicle repairs could be a factor, but added that an economic boom means the average driver is spending more time in their car, increasing their likelihood of being involved in an accident....

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AIA's Ron Jackson explains why second injury funds are a problem in WorkCompCentral

February 1, 2018 - "We're certainly glad that liability has been eliminated and welcome the reduction in expense," said Ron Jackson, AIA Southeast region vice president....

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AIA's Steve Bennett analyzes an Oklahoma workers' comp bill in Business Insurance

January 31, 2018 - “It is critical to an efficient workers’ compensation system that Oklahoma’s legislature and courts provide as broad a scope as possible for applying ‘principal employer’ for exclusive remedy purposes,” said Steve Bennett, associate general counsel at American Insurance Association in Washington....

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AIA's Jim Whittle promotes insurers' work to help Californians recover on KPCC Radio

January 29, 2018 - "Insurers are working aggressively to adjust residents' claims and fast-track their recovery. We appreciate the Commissioner's continuing communications with our industry, and we agree that the cause of each loss will be an important consideration in handling claims appropriately."...

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AIA's Tom Santos explains the importance of encouraging a private flood insurance market in AM Best

January 26, 2018 - “When a catastrophe happens, getting money back into the community is the most powerful tool in helping that community,” Santos said....

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AIA discusses New Hampshire proposal to fund presumptive cancer law in The Portsmouth Herald

January 25, 2018 - The American Insurance Association submitted written testimony opposing the bill. They argue homeowners and business insurers would pay the cost of providing benefits to firefighters, imposing a disproportionate tax on one group of taxpayers to fund something that benefits the general public....

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AIA's Steve Bennett discusses employer wellness programs in WorkCompCentral

January 24, 2018 - "If wellness and similar programs are effective, it will show up in the employer's experience rating via a lower experience modifier," said Steve Bennett, AIA associate general counsel and director of workers' compensation programs....

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AIA's Ron Jackson explains the issue with a workers' comp proposal in Florida

January 24, 2018 - “While we all have the utmost respect and appreciation for law enforcement and first responders, AIA opposes permitting recovery of mental stress claims in the workers’ compensation system in the absence of any physical impairment,” said Ron Jackson, Atlanta-based vice president for state affairs, Southeast region for the AIA....

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AIA's Joe DiGiovanni and Mike O'Malley outline AIA's 2018 priorities in AM Best

January 24, 2018 - The American Insurance Association said it believes legislation to address AOB could finally pass this year after several failed attempts. “It’s probably going to go down to the very end of the session and you try to get the best bill that you can,” said Joe DiGiovanni, AIA senior vice president for state affairs. “It’s clear they’re intent on passing something.”...

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AIA's Katie Pettibone pushes back on California Commissioner Dave Jones' rating proposal in AM Best

January 23, 2018 - “Taxes are just one component of rate filings, as are the growing losses from natural disasters,” said Katherine Pettibone, AIA western region vice president, state affairs. ...

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AIA's work on assignment of benefits reform cited in an editorial in the Daytona Beach News Journal

January 23, 2018 - AOB lawsuits jumped from 405 in 2006 to more than 28,000 in 2016, an increase of 6,800 percent. Before that spike, according to the American Insurance Association, property insurance rates in Florida had either decreased or stayed the same in 63 percent of insurer filings approved by the state....

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AIA's Steve Simchak explains why you should be paying attention to this round of NAFTA renegotiations

January 22, 2018 - By permitting financial institutions to store and process data in the location that’s best for them, we can improve the financial products we all consume, help secure our personal information from cyberattacks, and help make it possible for the under-insured and under-banked populations to gain access to the financial system....

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AIA's Tom Santos says 2018 needs to be the year Congress changes the way we respond to natural disasters

January 19, 2018 - With the imminent need to reauthorize the flood insurance program, we urge lawmakers to use this opportunity as the catalyst for serious natural catastrophe reforms in 2018....

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AIA's Ron Jackson tells Florida lawmakers to put consumers ahead of AOB abusers in the South Florida Sun Sentinel

January 17, 2018 - Under current law, unscrupulous attorneys and contractors have every incentive to engage in frivolous litigation over their inflated fees. Florida lawmakers should resolve in 2018 to put Florida insurance consumers ahead of litigation abusers and restore AOB to its legitimate intent....

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AIA talks windshield repair fraud on News 4 Jacksonville

January 16, 2018 - Ashley Kalifeh, representing the American Insurance Association and Associated Industries of Florida, said glass experts should also be able to conduct the inspections while expressing concern about the timelines. Kalifeh said people are already being encouraged by some glass shops to avoid inspections for windshield replacements that may not be needed....

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AIA and other financial services groups discuss the potential for new data breach rules in HousingWire

January 15, 2018 - “The undersigned organizations, representing companies across the American economy, take the stewardship and protection of customers’ personal information very seriously,” the groups write....

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AIA compares no-fault auto repeal in Colordo and Florida in the Palm Beach Post

January 12, 2018 - Ferm said he was initially skeptical about repeal as legislative counsel for the American Insurance Association, a trade group representing insurers in Colorado’s debate. “It was not really the catastrophe that was anticipated.”...

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AIA's Alison Cooper praises New York's move toward a drug formulary in Business Insurance

January 10, 2018 - “Formularies play a critical role in reducing the dangers to injured workers caused by inappropriate pharmaceutical prescriptions. They also have proven to be effective in reining in prescription drug costs overall....

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AIA's Ron Jackson criticizes a Florida proposal in WorkCompCentral

January 9, 2018 - “Adding an extra step to the workers’ compensation review and approval process is redundant and unnecessary. Workers’ compensation rate filings are already well supported with evidence, and subjected to rigorous scrutiny and public hearing before the Office of Insurance Regulation.”...

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AIA CEO John Degnan remembers former New Jersey governor Brendan Byrne in NJ Biz

January 5, 2018 - Degnan characterized Byrne as a “phenomenal governor” and “out-of-the-box thinker” who read a lot and was passionate about the issues he felt strongly about. He also hailed Byrne for depoliticizing regulatory apparatuses that oversaw health care, insurance or any businesses that directly affected the environment....

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AIA emphasizes the need for caution in regulatory response to wildfires in California on ABC

January 4, 2018 - “The insurance industry’s overwhelming priority right now is helping their customers rebuild their lives and restore their property. We urge the Commissioner to proceed with caution," the statement said. "... Only a competitive insurance market ultimately will fill the insurance needs of California homeowners.”...

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AIA's Ron Jackson praises work of Florida's compensation claims judges in WorkCompCentral

January 4, 2018 - The American Insurance Association “appreciates the professionalism and commitment of OJCC judges and their contributions to an efficient and well-run workers’ compensation system,” said AIA Southeast Region Vice President Ron Jackson....

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AIA's work to inform consumers after Hurricane Harvey listed among top south-central story of the year by Insurance Journal

December 29, 2017 - HB 1774 curbs lawsuit abuse by requiring notice before a suit can be filed in order to permit the insurer to address any outstanding claims issues, according to the American Insurance Association (AIA), a national insurance company trade organization....

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AIA's Ron Jackson discusses the future of a drug formulary in North Carolina in WorkCompCentral

December 27, 2017 - “Our understanding is that the commission has not dropped the formulary idea entirely but does want to bring the stakeholders to the table and reach a consensus and then go to the General Assembly for statutory authority,” Jackson said....

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AIA's Steve Schneider comments on potential changes to Illinois' medical fee schedule in WorkCompCentral

December 27, 2017 - “Medical costs for workers’ compensation care in Illinois on average are far more than in most other states. This seems to be the wrong move at the wrong time,” Schneider wisely said....

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AIA's Katie Pettibone discusses insurers' response to California's wildfires in AM Best

December 22, 2017 - “We already have laws. At the end of the day, rates have to be actuarially sound. Insurers have to be solvent. You can’t manage a book that doesn’t make fiscal sense.”...

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AIA's Stef Zielezienski discusses insurers' response to natural disasters in 2017 with CGTN

December 21, 2017 - “We need to take a hard look at catastrophes and determine we have enough consumers purchasing the type of catastrophe risk insurance that they need to. And that we’re doing all we can to protect against future loss by building resilience in the community,” said Zielezienski...

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AIA's David Pearce talks tax reform with Insurance Journal

December 22, 2017 - The American Insurance Association, representing P/C insurers, issued the following statement from David Pearce, vice president and director of tax policy: “Today, the House and Senate took an important step in reforming our tax code. In addition to a more competitive corporate rate, AIA supports this simpler, fairer approach, especially as it relates to our industry’s unique business model. ...

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AIA's David Pearce talks tax reform with Business Insurance

December 20, 2017 - “Today, the House and Senate took an important step in reforming our tax code,” David Pearce, vice president and director of tax policy for the Washington-based American Insurance Association, said in a statement. “In addition to a more competitive corporate rate, AIA supports this simpler, fairer approach, especially as it relates to our industry’s unique business model. We look forward to continuing to work with Congress on our remaining priorities.”...

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AIA's Steve Schneider discusses potential workers' compensation reimbursement increases in Illinois with WorkCompCentral

December 20, 2017 - “Medical costs for workers’ compensation care in Illinois on average are far more than in most other states. This seems to be the wrong move at the wrong time,” Schneider said....

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AIA talks electronic medical billing in Tennessee with WorkCompCentral

December 19, 2017 - The American Insurance Association commented that it “supports an eventual move to electronic billing” but asked for implementation to be delayed until “relevant technology is proven both capable and affordable for payers and health care providers alike.”...

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AIA's Mike O'Malley discusses AIA's regulatory sandbox proposal with WorkCompCentral

December 19, 2017 - A new insurer might not test its platform initially with workers’ compensation coverage, which is heavily regulated, O’Malley said, but successful platforms are likely to eventually offer a full suite of business products, including workers’ comp....

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AIA's Mike O'Malley discusses AIA's regulatory sandbox proposal with Digital Insurance

December 18, 2017 - "We presented a legislative proposal that would create authority that would needed for an effective sandbox, which has been used in Europe. It would allow an insurance commissioner to receive an application from an insurer or other licensee that says, ‘We can meet the consumer protection need of that law in another way,’ but still in a supervised environment," O'Malley said....

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AIA's role in fighting the California DMV's regulations on autonomous vehicles discussed in Car Complaints

December 17, 2017 - The American Insurance Association joined Consumer Watchdog in the fight against the DMV's regulations....

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AIA's Ron Jackson talks no-fault auto in Florida with AM Best

December 13, 2017 - Ron Jackson, AIA vice president, state affairs, Southeast region, told Best’s News Service his group has a fundamental concern with Florida’s attempt to repeal the $10,000 liability coverage mandate and replace it with the $5,000 medical payments liability requirement, which the AIA believes is unnecessary. ...

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AIA's Tom Santos discusses the National Flood Insurance Program (NFIP) reauthorization in AM Best

December 8, 2017 - “We appreciate Congress acting to prevent a lapse in the NFIP,” he told Best’s News Service. “We remain hopeful that Congress will provide marketplace certainty through a long-term reauthorization that stabilizes the NFIP and maintains the WYO insurers ability to effectively deliver flood insurance coverage to their policyholders.”...

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AIA's role in easing China's limits on foreign interests in financial firms discussed by Marketplace

December 11, 2017 - “Once fully in place, this will level the playing field among local and foreign financial services firms in China,” the Engage China coalition said. The group counts the American Bankers Association and the American Insurance Association among its members. ...

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AIA's new model legislation combining innovation and regulation discussed in Financial Regulation News

December 7, 2017 - AIA officials said the proposal, initially presented to the National Association of Insurance Commissioners (NAIC) Innovation and Technology Task Force, would give state insurance regulators the freedom to waive some regulatory requirements for insurers who want to test innovative new products and technologies....

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AIA's new model legislation combining innovation and regulation discussed on WorkersCompensation.com

December 6, 2017 - AIA's Senior Vice President for Public Policy, Mike O'Malley, issued the following statement ahead of the announcement: “With the U.S. at risk of falling behind other countries, AIA believes it is time for our regulatory system to adapt to our ever-changing, technology-driven world....

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AIA says it's too early to predict premium increases for 2018 on KHOU

December 5, 2017 - AIA discussed premium increases in Texas after Hurricane Harvey, saying it's too soon to predict whether or not prices will increase next year....

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AIA's Steve Bennett explains the benefits of drug formularies in WorkCompCentral

December 5, 2017 - “The ODG Formulary has already been successfully integrated by most payers and prescription benefit managers, thereby reducing or eliminating implementation delays and costs,” wrote AIA Associate General Counsel Steven A. Bennett....

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AIA criticizes the American Law Institute's Restatement of the Law, Liability Insurance in Financial Regulation News

December 1, 2017 - “The restatement’s departure from current case law on liability insurance and the consequent failure to show proper deference to state legislative jurisdiction and expertise is troubling."...

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AIA criticizes the American Law Institute's Restatement of the Law, Liability Insurance in Reactions

December 1, 2017 - “AIA and PCI agree with NCOIL that, absent meaningful change, the Restatement should not be recognised by courts as an authoritative reference regarding established rules and principles of insurance law,” the two organisations said in a joint statement regarding the issue....

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AIA praises Virginia's updated medical fee schedules in WorkCompCentral

November 29, 2017 - The American Insurance Association...wanted Medicare-based fee schedules, but said earlier this year that Virginia’s new schedules were a vast improvement over the old charge-based system....

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AIA's Steve Bennett discusses impairment guidelines in WorkCompCentral

November 28, 2017 - Said AIA Associate General Counsel Steve Bennett: “Though we are still reading through the new guidelines, we support the effort to update them, especially given the new medical knowledge we’ve gained in the decades since the guidelines were originally adopted.”...

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AIA's Jim Whittle talks credit-based insurance scores with the Fredericksburg Free-Lance Star

November 24, 2017 - Jim Whittle, associate general counsel for the American Insurance Association, defended the practice in an interview, calling credit scores a “useful and proven” way to assess a person’s risk. He added that some insurance companies place more weight on a person’s credit than others....

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AIA announces John Degnan as President and CEO in Politico Pro

November 1, 2017 - John Degnan, the former New Jersey attorney general and executive at insurer Chubb, will be the next president and CEO of the American Insurance Association....

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AIA announces John Degnan as President and CEO in Politico's Influence Newsletter

November 1, 2017 - Degnan is a former New York attorney general who most recently served as chairman of the Port Authority of New York and New Jersey. New Jersey Gov. Chris Christie tapped Degnan as chairman in the aftermath of the Bridgegate scandal....

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AIA announces John Degnan as President and CEO in Business Insurance

November 1, 2017 - John Degnan, a former Chubb Corp. senior executive, will be the next president and CEO of the American Insurance Association, the trade group announced Wednesday....

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AIA's Angela Gleason talks consumer privacy with Portland, Oregon's KGW 8 News

November 20, 2017 - “While the type of data collected and utilized will differ by insurer, they strive to be clear and transparent in their privacy statements to allow consumers the ability to make informed choices and preserve the consumer trust they rely on,” said Angela Gleason of the American Insurance Association....

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AIA's Ron Jackson quoted in WorkCompCentral on last year's Florida legislation addressing PTSD and first responders

November 17, 2017 - “Our folks have always had concerns about lessening the evidentiary standard and perhaps setting up situations where non-work-related mental stress could proliferate in the workers’ compensation context,” Jackson said at the time....

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AIA announces John Degnan as President and CEO in Property Casualty 360

November 10, 2017 - Degnan, a former New Jersey Attorney General, most recently served as the chairman of the Port Authority of New York and New Jersey. ...

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Jim Whittle discusses the impact of home delivery apps on homeowners insurance in the Detroit Free Press

November 8, 2017 - "It's a new development, so we don't have a lot of current experience with this," said Jim Whittle, assistant general counsel of the American Insurance Association in Washington D.C. "Does it make the house more risky? Does it make the house less risky?"...

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AIA's Ron Jackson previews the upcoming NCOIL meeting in BestWeek

November 8, 2017 - “If provisions allow insurance companies to make filings that truly reflect what a discount may or may not be based on actuarial analysis, that’s one thing,” said Ron Jackson, the American Insurance Association’s vice president for state affairs, southeast region. “But to mandate and say that every insurer has to offer a credit for X, I don’t think you’ll find any support for that because that’s not an actuarial approach.”...

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AIA announces John Degnan as President and CEO in The Hill

November 7, 2017 - The American Insurance Association has named former New Jersey Attorney General John Degnan as its new president and CEO. He most recently served as the chairman of the Port Authority of New York and New Jersey, but announced his resignation in August. He previously served as the chief operating officer of the Chubb Corporation, one of the world’s largest property and casualty insurance companies....

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AIA's Mike O'Malley discusses the aftermath of this year's hurricanes in Best's Review

November 5, 2017 - "The good news is that insurers are more prepared than ever to manage [natural disasters] --both from a reinsurance and cat bond perspective and from the use of predictive and cat modeling," he said....

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AIA announces John Degnan as President and CEO in WorkCompCentral

November 3, 2017 - The American Insurance Association has named John Degnan its new president and CEO. The trade association, whose members are property-casualty insurance companies, announced the appointment on Wednesday. ...

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AIA's Maggie Seidel praises medical fee schedules in BestWire

November 2, 2017 - The American Insurance Association supports the council’s effort toward workers’ comp reform, said Maggie Seidel, AIA vice president, public affairs. She said the plan’s medical fee schedule would help keep costs in check and puts Wisconsin in line with fee schedules in 44 other states....

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AIA's Steve Simchak discusses the importance of data flows in NAFTA in The Wall Street Journal

November 2, 2017 - “For the financial services industries, data flow commitments really are a must-have in Nafta,” said Steve Simchak, director of international affairs for the American Insurance Association, a trade group that represents 320 U.S. insurers....

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AIA's Steve Bennett outlines the benefits of drug formularies in Business Insurance

November 1, 2017 - “Formularies are a critical part of reducing the dangers to injured workers caused by inappropriate pharmaceutical prescriptions. States are starting to see the advantages to the treatment of injured workers and the workers’ compensation systems when such policies are enacted,” Steve Bennett, Washington-based associate general counsel for the American Insurance Association, said....

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AIA announces John Degnan as President and CEO in Reactions

November 1, 2017 - “Having actively participated in the property-casualty industry’s most significant public policy debates for more than two decades, John understands the challenges that the industry faces in its search for effective solutions,” said AIA’s Stef Zielezienski, senior vice president and general counsel. ...

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AIA announces John Degnan as President and CEO in The Insurance Insider

November 1, 2017 - The American Insurance Association has appointed former Chubb COO and New Jersey attorney general John Degnan as president and CEO....

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AIA announces John Degnan as President and CEO in BestWeek

November 1, 2017 - “John Degnan is a veteran leader and a well-known, highly respected executive in the industry,” said Chris Swift, chairman and CEO of Hartford Financial and chairman of AIA’s board....

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AIA announces John Degnan as President and CEO in Insurance Business America

November 1, 2017 - There is a new leader of the American Insurance Association (AIA), with the industry body issuing a statement today announcing the appointment of John Degnan as its new president and CEO....

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AIA's Stef Zielezienski named a top lobbyist of 2017 by The Hill

November 1, 2017 - Zielezienski has been with the organization for two decades; at the top of his agenda are changes to the Dodd-Frank financial reform law and the renewal of provisions dealing with terrorism risk and federal flood insurance....

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AIA's Alison Cooper praises the implementation of updated SLU guidelines in WorkCompCentral

October 31, 2017 - “The adoption of new, up-to-date guidelines should help to reduce costs to the system, while ensuring that SLU awards for injured workers are based on the most current medical evidence in order to accurately determine levels of impairment,” AIA Northeast region Vice President Alison Cooper said....

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AIA's Stef Zielezienski discusses AIA's lawsuit against HUD and the recent Treasury report in Politico

October 30, 2017 - After its victory at Treasury, the industry told the U.S. District Court in Washington that this time it would fight HUD’s request for another delay. Zielezienski called the legal holdup a real-world consequence of political gridlock....

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AIA's Stef Zielezienski praises recent U.S. Treasury report's recommendations for insurance industry

October 27, 2017 - Stef Zielezienski, acting chief executive officer and general counsel, praised several aspects of the report that he said the association has been lobbying for, including a shift away from an entity-based approach to an activities-based framework for domestic and global systemic risk assessments of insurers and “a re-commitment to a unified U.S. voice on international matters,” including a workable group capital initiative for U.S.-based insurance groups with international operations....

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AIA's Tom Santos explains the strict regulations put on "Write Your Own" companies in The Advocate

October 21, 2017 - "People who are unhappy with their payment amount can ask that it be reconsidered, ask that it be appealed within the WYO, and appeal it within the (National Flood Insurance Program)," Santos said....

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AIA's Tom Santos criticizes bill to allow risk retention groups to write property insurance in Reactions

October 19, 2017 - “Proponents for the passage of this bill argue that non-profit organisations are unable to obtain property coverage from the traditional insurance marketplace,” said Tom Santos, vice president, federal affairs at AIA. “That’s not the case.” ...

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AIA’s Alison Cooper expresses disappointment with NY court ruling in workers’ comp case

October 25, 2017 - New York's highest court ruled against a coalition of 20 insurance carriers that argued the closure of New York’s Fund for Reopened Cases was unconstitutional because it subjected them to between $1.1 billion and $1.6 billion in retroactive liabilities. Alison Cooper, vice president of state affairs for the Northeast region, stated “AIA is disappointed by the court’s decision - a retroactive imposition of more than $1 billion in unfunded liabilities on workers’ compensation insurers.”...

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AIA's Angela Gleason’s Morning Consult Op-Ed - We All Need to Work Together to Counter Cybersecurity Threats

October 20, 2017 - “Cyberattacks are a constantly evolving threat, and bad actors are very good at adapting to new technology and defenses. Threats can be intentional or unintentional; they may come from an internal or external bad actor; a third-party may be the chosen avenue for entry; and the motivation for such activity can vary. Because of this, businesses and governments must be allowed to deploy flexible, risk-based approaches to their unique cybersecurity needs.”...

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AIA’s Steve Bennett discusses compounded medications process preauthorization with Business Insurance

October 18, 2017 - Steve Bennett, associate general counsel for the American Insurance Association (AIA), says that AIA's "number one goal is to ensure that injured workers receive the highest quality and most appropriate medical care to foster prompt recovery and a timely return to work." He adds, "All treatment should be evidence-based and outcome-focused, and there is little to no medical evidence to support the prescription of compound medications instead of FDA-approved medications. In the extremely rare circumstance where a particular injured worker requires a compound medication, the proposed rules allow such prescriptions via preauthorization."...

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AIA concerned about rising workers’ comp costs in Pennsylvania

October 18, 2017 - The American Insurance Association voiced concerns over rising costs following a ruling in June, which deemed impairment rating evaluations unconstitutional. ...

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AIA joins amicus brief opposing recent NYCAL case

October 17, 2017 - In a brief filed in the New York Supreme Court's Appellate Division, First Department, the American Insurance Association (AIA) and others argue that a recent New York City Asbestos Litigation (NYCAL) case management order governing all New York City asbestos litigation should be vacated. In the brief the groups argue that the court should, at a minimum, restore the practice of deferring punitive damages claims and require plaintiffs to file all eligible asbestos trust claims early in the discovery process and specify that trust claims materials are admissible....

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AIA supports compounded medications proposal for workers' comp system in Texas

October 13, 2017 - The American Insurance Association and other groups support the proposal to require preauthorization for all compounded medications. If adopted, it would make Texas the fifth state to mandate preauthorization for all compounded medications. ...

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AIA’s Tom Santos talks NFIP with the Miami Herald

October 12, 2017 -The Trump administration wants to open the door wider for private insurers to compete in the flood insurance market, but insurers also want the National Flood Insurance Program (NFIP) to continue. "We don't want to see it disappear," says Tom Santos, a vice president at the American Insurance Association....

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The workers’ compensation industry is quite healthy, says AIA’s Steve Bennett

October 11, 2017 - “Thanks to a number of effective reforms, especially those that help control medical costs, the workers compensation industry is quite healthy,” Steve Bennett, AIA associate counsel, said in a statement. “AIA’s number one goal continues to be that the injured worker receives the highest quality and most appropriate medical care to foster prompt recovery and a timely return to work.” ...

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AIA’s Ron Jackson explains AIA opposition to FL Legislation

October 5, 2017 - The American Insurance Association opposes the bills, with Ron Jackson, vice president, state affairs in AIA’s Southeast region, saying they are unnecessary. Florida law, Jackson said, already prohibits insurers from using credit scoring and ZIP code information that is unfairly discriminatory. Jackson said the bills are also anti-competitive and anti-consumer because appropriate use of credit scores allows insurers to provide consumers with more accurate and competitively priced products....

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AIA’s Alison Cooper addresses outdated Scaffold Laws in New York

October 5, 2017 - “Last week, legislation was introduced to make very basic reforms to New York's law — permitting a judge and jury to weigh the evidence of all parties' negligence, just like they would for any other lawsuit. Some called these changes "callous, cold-hearted" assaults "on working men and women." But the data tells a very different story.”...

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AIA’s Steve Bennett explains why a drug formulary would be beneficial in Arkansas

October 4, 2017 - Bennett told WorkCompCentral on Tuesday that AIA supports the changes AWCC has made to the formulary. “The revisions put more effective restrictions on opioid prescriptions,” he said....

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AIA Joint Statement on Tax Reform

October 3, 2017 - The American Insurance Association, the National Association of Mutual Insurance Companies, the Property Casualty Insurers Association of America and the Reinsurance Association of America issued a joint statement in response to the release of a tax reform framework: “The P&C industry is pleased to see the framework’s plan for reducing the corporate tax rate to 20% and eliminating the alternative minimum tax,” the statement said. “The framework takes positive steps to address other business taxes in an effort to increase simplicity, efficiency, transparency, compliance and global competitiveness.”...

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AIA’s Stef Zielezienski talks regulation, innovation and risk with AM Best

October 3, 2017 - "How do you change functions that have relied on that traditional business model of insurance for decades, and how do you introduce change in a way that won't be disruptive to those who are uncomfortable with it? Regulation has to be seen as a platform for change--a launching point for innovation; otherwise, it will be an obstacle," Zielezienski said....

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AIA's Tom Santos talks NFIP with WORLD Radio

September 28, 2017 - Improved modeling and risk analysis is changing the market for commercial insurers in flood prone areas. (Segment begins at 7:56 minutes)...

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AIA’s Steve Simchak talks with Inside U.S. Trade about NAFTA negotiations and U.S. insurers

September 27, 2017 - “My understanding is that the specific discussions on financial services have gone well so far, though the financial services chapter cannot exist in a vacuum, of course,” Steve Simchak, director of international affairs at the American Insurance Association, told Inside U.S. Trade. “A successful outcome in the NAFTA negotiations is crucial for U.S. insurers, and we look forward to continuing to engage with the negotiations in future rounds.”...

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AIA’s Tom Santos explains why the expansion of RRGs into commercial space is problematic

September 28, 2017 - “There is no demonstrable national availability problem in property insurance markets,” said Tom Santos, American Insurance Association vice president for federal affairs. “Concerns about the capital adequacy and financial solvency regulations must be addressed before any expansion of commercial writing by RRGs can be entertained.”...

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AIA voices support for tax reform

September 28, 2017 - “The P&C industry is pleased to see the framework’s plan for reducing the corporate tax rate to 20% and eliminating the alternative minimum tax,” the statement said. “The framework takes positive steps to address other business taxes in an effort to increase simplicity, efficiency, transparency, compliance and global competitiveness.”...

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AIA’s Jeremy Merz speaks to Work Comp Central in support of Gov. Brown’s fraud cleanup bill

September 27, 2017 - Jeremy Merz, American Insurance Association vice president for state affairs, western region, says, "We supported AB 1422 and are happy to see the governor sign additional legislation following up on last year's legislation that continues to combat and try to eliminate fraud in the workers' comp system. This is another good step forward for both injured workers and employers in the system."...

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AIA’s Stef Zielezienski welcomes the signing of the US/EU covered agreement

September 26, 2017 - “AIA welcomes today’s news and greatly appreciates the hard work from U.S. and EU officials to get us here,” Stef Zielezienski, AIA senior vice president and general counsel, said....

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AIA’s Alison Cooper talks about ways to combat opioid abuse

September 25, 2017 - “This pilot program is positive in that it seeks to better coordinate care as well as to resolve treatment disputes more quickly and efficiently. This is a win-win for all stakeholders including insurers, the court system and, most importantly, injured workers,” Cooper said....

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AIA signs joint industry letter to encourage smarter building in flood zones

September 25 , 2017 - “We ask the administration to lead the nation in rebuilding after Harvey and Irma by ensuring our communities and infrastructure are strong enough to withstand the next big flood, and would welcome the opportunity to work with the administration on such a standard,” states the coalition’s letter....

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AIA’s Stef Zielezienski praises US/EU covered agreement

September 22, 2107 - “When negotiations began, U.S. insurance and reinsurance groups were facing growing obstacles to their ability to do business in Europe, but this agreement removes those barriers — affirming not only each other’s regulatory systems, but also their commitments to non-discriminatory treatment and open, reciprocal, competitive insurance markets,” said Stef Zielezienski, AIA senior vice president and general counsel....

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AIA’s Stef Zielezienski applauds US/EU covered agreement signing

September 22, 2017 - Stef Zielezienski, AIA’s senior vice president and general counsel in Washington, had this to say about the agreement: “When negotiations began, U.S. insurance and reinsurance groups were facing growing obstacles to their ability to do business in Europe, but this agreement removes those barriers — affirming not only each other’s regulatory systems, but also their commitments to nondiscriminatory treatment and open, reciprocal, competitive insurance markets.” ...

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AIA’s Alison Cooper addresses efforts to reform NY Scaffold Law

September 22, 2017 - "AIA has long supported efforts to reform New York’s Scaffold Law," AIA's northeast regional vice president, Alison Cooper, told WorkCompCentral in an emailed statement. "No other state in the country has an absolute liability standard that holds construction contractors 100% liable for any gravity-related workplace injury, regardless of any negligence on the part of the injured worker.”...

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AIA supports US/EU signing covered agreement

September 22, 2017 - AIA and several major U.S. insurance organizations including the American Council of Life Insurers (ACLI) and the Reinsurance Association of America (RAA) support the agreement....

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AIA tells The Insurance Insider that the US/EU covered agreement signing will eliminate insurance barriers in Europe

September 22, 2017 - For US carriers, the agreement “will eliminate barriers in Europe” facing US providers under the EU’s Solvency II regime, according to AIA....

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AIA’s Mike O’Malley talks to the Washington Post about Insurer Hurricane Preparedness

September 18, 2017 - “We have dramatically more capital in our industry than in the days of Hurricane Andrew,” said Mike O’Malley, AIA’s VP for Public Policy. “Carriers are well prepared. We have dramatically better technology where we can track and manage risk aggregation, in particularly geographic risk.”...

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AIA's Mike O'Malley talks volunteering after a natural disaster in Nerdwallet

September 18, 2017 - Homeowners and auto insurance policies generally cover volunteer activity, with some important exclusions....

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AIA’s Mike O’Malley talks with USA Today about insurers’ role in hurricane clean up

September 15, 2017 - Mike O’Malley, senior vice president of public policy for AIA, said it's too early to know if rates will rise. Actuaries will rely on meteorological models and probability predictions to calculate how much it'll be to cover losses....

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AIA’s Tom Santos talks with WFLA about how to handle hurricane clean up

September 14, 2017 - Tom Santos, AIA’s vice president of Federal Affairs, says to document the damage as soon as possible, but be safe and wait until authorities give the all-clear....

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AIA’s Marguerite Seidel discusses recent hurricanes’ impact on workers’ compensation

September 13, 2017 - AIA’s Maggie Seidel, vice president of public affairs, notes, "We haven't seen any evidence that suggests prior natural catastrophes - such as Florida's four major hurricanes in 2004 or Hurricane Katrina in 2005 - gave rise to a meaningful increase in either work-related injuries or workers' compensation premiums." AIA also does not expect large spikes in premiums due to the hurricanes....

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AIA’s Ron Jackson tells Naples Daily News that Irma claims may be sped up by drones

September 13, 2017 - AIA southeast regional vice president Ron Jackson said Irma is one of the first hurricanes in Florida for which the insurance industry can use drones to inspect areas that adjusters can't visit right away, which could help speed up payments....

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AIA’s Marguerite Seidel explains insurers’ role in wildlife-related property damage

September 13 - An apparently wayward deer ran roughshod through a townhouse on Lakeside Drive in Lower Swatara Township, causing an undisclosed amount of damage, township police say. AIA’s Marguerite Seidel, vice president of public affairs, said “the typical homeowners insurance policy would cover property damage (from wildlife) unless it is specifically excluded under the policy.”...

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AIA’s Jim Whittle Explains Hurricane-Related Business Interruption to CNBC

September 11 - “Business interruption coverage typically covers physical damage and may apply to shutdowns, revenue losses and to pay fixed costs like salaries and health care for employees who can't work in a natural disaster”, Whittle told CNBC....

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AIA’s Mike O’Malley explains insurance’s role in hurricane clean up to the Montreal Gazette

September 11, 2017 - “To be covered for wind damage from a hurricane, a property owner in Florida should have a homeowners’ or condominium owners’ insurance policy,” said Mike O’Malley, the senior vice-president of policy at the American Insurance Association, a trade association. “However, this type of policy does not cover flood damage, including storm surge in a hurricane.”...

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AIA’s Tom Santos explains the NFIP and private insurers’ role in flood insurance to Morning Consult

September 8, 2017 - Thomas J. Santos at the American Insurance Association, said private insurers are ready to expand, especially because risk analysis models have grown significantly more accurate in the past five years with simulations that are able to include a greater number of variables. ...

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AIA’s Mike O‘Malley Discusses Hurricane Irma’s International Impact with CBC

September 12, 2017 - AIA’s Mike O'Malley spoke with CBC’s Carolyn Ray about the impact Hurricane Irma is having on Canadians with property in Florida. You don't have to be there to move ahead with the process, O’Malley noted; but "[m]ost policies are going to require you to report [damage] as soon as reasonably possible. You need to have somebody with keys to your house down there.”...

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AIA’s Steve Schneider explains no-fault auto reform in MI to BestWire

September 8, 2017 -Midwest regional vice president Steve Schneider says that AIA has long supported no-fault reform in Michigan, which has one of the nation's most expensive systems. "We think reforms must reduce medical costs, give consumers more choices, and introduce reasonable reforms to cut down on insurance fraud. We encourage legislators to keep these consumer-focused reforms in mind as reform talks get underway."...

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AIA's Ron Jackson discusses North Carolina's ASC fee schedules in WorkCompCentral

September 8, 2017 - American Insurance Association (AIA) Southeast Region Vice President for State Affairs Ron Jackson says that the trial court's decision to invalidate the ASC fee schedule was "incorrect." He adds, "The General Assembly clearly directed the commission to adopt regulations to address costs for all medical facilities. The lower court's (and ASC's) reading of the law would lead to the absurd result of ASCs being paid more than hospitals for performing the same services — all at the expense of North Carolina employers."...

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AIA's Alison Cooper praises proposed changes to New York's workers' compensation system in WorkCompCentral

September 6, 2017 - The American Insurance Association (AIA) lauds the Workers' Compensation Board for updating the guidelines. "The adoption of new, up-to-date guidelines should help reduce costs to the system while ensuring that schedule loss of use awards for injured workers are based on the most current medical evidence in order to accurately determine levels of impairment," says AIA Northeast Region Vice President for State Affairs Alison Cooper. "We also appreciate the efforts to bring structure and guidance to the independent medical examination process and look forward to working with the board to effectuate this goal."...

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AIA's Wes McClelland praises the House's passage of the FSOC Insurance Member Continuity Act in Business Insurance

September 6, 2017 - “We applaud the House’s passage of this bill because it ensures that an individual with expert knowledge of insurance and policyholder issues will maintain a seat at the FSOC table regardless of the political changes in Washington,” the American Insurance Association’s Wes McClelland, vice president for federal affairs, said in a statement on Tuesday. “We thank Mr. Woodall for his continued leadership and look forward to the Senate continuing the process and sending a bill to the president's desk.”...

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AIA's Mike O'Malley gives hurricane preparation tips in Nerdwallet

September 6, 2017 - Once you’ve returned home and surveyed the damage, call your insurance agent or company to initiate a claim. If you can prevent further damage by doing things such as securing a tarp over a hole to prevent further leaking, do so, and keep receipts for the claim, O’Malley says....

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AIA's Jeremy Merz discusses California workers' compensation legislation in WorkCompCentral

September 5, 2017 - American Insurance Association (AIA) Western Region Vice President for State Affairs Jeremy Merz says he is supportive of efforts to clear the comp system of fraud, but he is still reviewing the amended bill....

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AIA's Jim Whittle discusses insurers' use of drones after Hurricane Harvey in the Associated Press

September 4, 2017 - Most major insurers now have a fleet of drones, and the technology has become so inexpensive that even smaller companies are beginning to use it, according to Jim Whittle, chief claims counsel for the American Insurance Association. He said the benefits were evident in the response to Hurricane Matthew. “If you had a good line of sight, for example, but you were stopped by nature or law enforcement from entering an area, you could put a drone in the area and get access to that property,” he said. “That could demonstrate immediately that that was a property that had considerable wind damage, let’s say, and allow the insurer to cut a check.”...

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AIA's Angela Gleason discusses New York's new cybersecurity regulations in Business Insurance

September 4, 2017 - The American Insurance Association was pleased the adopted model law is risk-based and consistent with New York’s cyber security law, said Angela Gleason, AIA’s senior counsel in Washington. “A lot of companies are already implementing New York, and to have to do something that is different is just not good for consumers or licensees,” she said....

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AIA's Stef Zielezienski and NAMIC's Tom Karol publish op-ed on the dangers of ALI's restatement projects in Insurance Journal

September 4, 2017 - In recent years, however, the ALI has begun drafting Restatements that are neither clear nor reflective of the actual law. To the contrary, these Restatements have been more aspirational – not neutrally describing the current state of the law, but instead directing where the authors think it ought to go. We have seen this trend in a number of legal areas where the ALI restatement process is underway, and where the authors – called “Reporters” – have actually created new law, without the public accountability of duly elected government officials....

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AIA's Tom Santos discusses private flood insurance and the NFIP in The Advocate

September 2, 2017 - Santos wants to make better maps using technology such as LIDAR, which involves mounting lasers to aircraft to survey surface features. That way, property owners could get a more nuanced appreciation of their flood risk rather than relying on the binary of being in or out of the 100-year plain....

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AIA's Tom Santos discusses the future of the NFIP in the Queens Chronicle

August 31, 2017 - “How do we make the program work better for policy holders, reduce the burden on taxpayers and make the partnership with private carriers easier,” he said. “Those are the three big policy questions before Harvey and they will be the big three policy questions after Harvey.”...

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AIA's Tom Santos discusses the ongoing federal flood insurance debate on WJLA.com

August 31, 2017 - Santos acknowledged the private sector is unable to cover all homes, so his organization endorses a mix of extending the NFIP, providing better conditions for private insurers, and a serious reassessment of how and where properties are being built. “AIA’s view is all of these things need to work cooperatively,” he said....

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AIA's Tom Santos discusses flood insurance with Susan Hogan on NBC 4 Washington

August 30, 2017 - Thousands of people in Texas have been forced out of their homes in the wake of Harvey, which may lead many people to consider buying flood insurance. News4 Consumer Reporter Susan Hogan spoke with an insurance expert to find out whether people who don't live in flood zones should consider buying flood insurance....

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AIA's Tom Santos discusses flood insurance in the greater DC area on WJLA

August 30, 2017 - Santos describes the risk in the DMV as fairly considerable. He points to the devastating and deadly flooding in Ellicott City on Main Street just last year, the expensive flooding of Georgetown’s waterfront in 2011, and the frequent flooding in Old Town, Alexandria, almost any time it rains hard....

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AIA's Angela Gleason discusses New York's new cybersecurity regulations on Marketplace

August 29, 2017 - There are some new regulations going into effect for financial institutions licensed by the state of New York this week. That’s for some banks, big insurance companies and all kinds of financial firms. The rules are about cybersecurity, specifically. They require companies to hire a chief information security officer, to report data breaches within 72 hours and to have a data-recovery plan in place. Pretty basic stuff, right? You’d be surprised....

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AIA's Tom Santos discusses the role of private flood insurance in the Dallas Morning News

August 29, 2017 - "There are companies who are willing to do it,” [Santos] said, adding it would be better for more private insurers to participate “so that when something like Harvey happens, it’s not all borne by the NFIP and taxpayers.”...

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AIA's Tom Santos discusses flood insurance after Hurricane Harvey in USA Today

August 29, 2017 - Renters can also buy flood insurance from NFIP but many aren't aware of it, Santos says. Typical homeowners or renters' insurance policies generally don't cover flood-related damages....

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AIA's Tom Santos discusses the future of the NFIP in Bloomberg BNA

August 29, 2017 - “The first priority is not allowing a lapse,” Tom Santos, vice president of federal affairs for the American Insurance Association, told Bloomberg BNA....

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AIA's Tom Santos discusses Hurricane Harvey and the NFIP in The Washington Post

August 29, 2017 - “We’ve been arguing for a long time that more people should be purchasing flood insurance, but it’s a difficult product to convince people to buy,” says Tom Santos, vice president of federal affairs for the American Insurance Association....

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AIA's Tom Santos discusses Hurricane Harvey and the NFIP in Marketwatch

August 29, 2017 - “We are seeing a pattern of more frequent, more severe flooding events,” says Tom Santos, vice president for federal affairs at the American Insurance Association....

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AIA's Tom Santos discusses Hurricane Harvey and the NFIP in CBS Moneywatch

August 29, 2017 - "There has to be a partnership," Santos said. "Neither the government nor private insurers will be prepared to absorb all of these losses all of the time in the future. There will be populations in the Gulf and other places that will be difficult for either side alone to insure."...

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AIA's Steve Schneider praises Illinois Gov. Rauner's decision to veto HB 2525 in Business Insurance

August 28, 2017 - “Illinois already has the most competitive marketplace for workers’ compensation insurance in the nation — reversing course and putting the state in charge of setting prices for workers’ compensation insurance will do nothing to fix the true cost drivers of Illinois' workers' compensation system,” said Steve Schneider, vice president for state affairs, Midwest region....

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AIA joint letter to the Securities and Exchange Commission discussed in Accounting Today

August 23, 2017 - The U.S. Chamber of Commerce and a group of 27 other major corporations and business trade associations, including the American Insurance Association, have sent a letter to the Securities and Exchange Commission (SEC) urging the agency not to finalize proposed changes by the Public Company Accounting Oversight Board (PCAOB) to audit reports....

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AIA praise of pharmacy benefit managers (PBMs) discussed in WorkCompCentral

August 24, 2017 - The American Insurance Association touts PBMs as a way to increase patient safety and lower costs significantly....

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AIA's Steve Bennett criticizes a recent Pennsylvania Supreme Court decision in Business Insurance

August 23, 2017 - "The ruling will likely increase costs for employers and add a level of uncertainty to the workers’ compensation claims process going forward," said Steve Bennett, associate general counsel for the American Insurance Association. "We hope a legislative remedy comes quickly."...

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AIA position on Medicare-based fee schedules discussed in WorkCompCentral

August 23, 2017 - The American Insurance Association issued a statement Tuesday saying that all medical facilities in North Carolina, including ASCs, should be held to Medicare-based fee schedules....

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AIA's Jeremy Merz discusses apportionment in workers' compensation cases in WorkCompCentral

August 23, 2017 - Jeremy Merz, western region vice president for the American Insurance Association, said apportionment should be preserved, and he looks forward to conversations on SB 617, but he has not taken a position on the bill. "At its core, workers’ compensation is designed to provide medical and indemnity benefits for workplace injuries, and apportionment is an important statutory tool to ensure that," he said....

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AIA amicus brief in auto accident case cited in AM Best

August 22, 2017 - The American Insurance Association (AIA), in an amicus curiae brief, argued on behalf of the carrier. "A further downward adjustment is appropriate in a case, like this, in which the ‘compensatory’ damages already contain a strong punitive element," AIA said. "In the scheme of things, the alleged conduct here cannot credibly be deemed to be as reprehensible as the vast majority of torts for which punitive damages may be imposed."...

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AIA reiterates criticism of a recent Pennsylvania Supreme Court ruling in AM Best

August 21, 2017 - The ruling troubled the American Insurance Association, which feared it would lead to increased costs and make returning injured workers to their jobs more difficult....

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AIA's Steve Schneider praises Illinois Gov. Rauner's decision to veto HB 2622 in Business Insurance

August 21, 2017 - "We’re pleased the governor decided to veto this bill,” Steve Schneider, vice president for state affairs, Midwest region, American Insurance Association, said in a statement. “Given Illinois' record of financial mismanagement, the last thing its politicians should be entrusted with is paying for the medical bills of injured workers across the state. Illinois has an abundance of insurance companies — more than any other state — competing in the workers’ compensation business, so putting Illinois taxpayers on the hook for yet another obligation would have been a terrible mistake.”...

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AIA's Steve Simchak discusses the ongoing NAFTA renegotiations in Politico's Morning Trade

August 21, 2017 - "By all accounts this was a successful first round,” Steve Simchak, director of international affairs at the American Insurance Association, said in a statement to Morning Trade. “The pace that the three parties have committed to is impressive and a good sign of their expectations for future progress. The bottom line is that it seems as though all three are willing to improve NAFTA — to make it more reflective of the way business is done today rather than how business was done almost 25 years ago."...

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AIA's Steve Bennett discusses the importance of drug formularies on WorkersCompensation.com

August 21, 2017 - Steve Bennett, counsel for the American Insurance Association (AIA), confirmed Moody's assessment, saying in an email that formularies “are critical in reducing the dangers to injured workers caused by inappropriate pharmaceutical prescriptions.”...

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AIA discusses flood risk management standards in AM Best

August 17, 2017 - The American Insurance Association said flood mitigation and resilience should be part of any conversation to address infrastructure problems. “We will continue our important dialogue with the administration on these two points as well as other ways to reduce the threat of flooding,” the AIA said....

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AIA's Steve Bennett criticizes a recent Pennsylvania Supreme Court decision in WorkCompCentral

August 16, 2017 - American Insurance Association (AIA) Associate General Counsel Steve Bennett said, "AIA remains concerned about the effects of the court's decision for Pennsylvania's business community. The ruling will increase costs for employers and add a level of uncertainty to the workers' compensation claims process going forward. We hope a legislative remedy comes quickly."...

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AIA amicus brief in New York’s Reopened Case Fund case referenced in WorkCompCentral

August 14, 2017 - Two amicus briefs were also filed: One by attorneys for the American Insurance Association, Property Casualty Insurers Association of America, National Association of Mutual Insurance Companies and the New York Insurance Association; another by the Electrical Employers Self-Insurance Safety Plan....

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AIA's Ron Jackson shares tips about protecting your car on Florida's WMNF

August 10, 2017 - “One thing that we and broader industry and folks like the National Insurance Crime Bureau that are active in loss prevention measures recommend is 1) Lock your cars. As we’ve discussed, there’s a lot of times when folks have made it very, very easy for their own vehicle to be stolen. 2) Parking in a well-lit area. If you’ve got the ability to add a safety feature to your vehicle; something visible that lets the people know that your car is protected in some fashion, then those are certainly measures that we would recommend. Then lastly and probably most importantly, consumers should understand their car insurance coverage and what policies they have."...

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AIA amicus brief in Geico "bad faith" case quoted in Insurance Business

August 9, 2017 - “Plaintiff’s position would constitute a sea change that would degrade bad faith law such that mere negligence in claims handling could constitute bad faith, even in the absence of any evidence that the insurer was acting in its own best interests or without due regard for the interests of its insured [customer],” a brief filed by the American Insurance Association, the National Association of Mutual Insurance Companies, the Personal Insurance Federation of Florida and the Property Casualty Insurers Association of America read....

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AIA's Angela Gleason discusses the NAIC's Data Security Model Law in AM Best

August 8, 2017 - "“Fundamentally, the model creates a risk-based foundation,” Angela Gleason, AIA senior counsel, said. “For this reason and due to the impending 2018 legislative sessions, we support moving forward with the adoption of this model. We look forward to working with individual commissioners to enact legislation based on this model in order to provide for a uniform set of rules for data security.”...

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AIA's Mike O'Malley encourages NAIC and FIO to merge their data calls in Business Insurance

August 7, 2017 - "AIA Senior Vice President for Public Policy Michael O'Malley encouraged the NAIC to "go beyond coordinating, but to truly converge the two data calls. We've similarly had conversations with FIO where they've indicated a willingness to work with the NAIC and we really see such changes as a win, win, win. The NAIC gets to collect the data, the FIO gets what they need from these critical reports and companies get to do one data call. The goal has to be convergence, not just coordination."...

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AIA amicus brief in Geico "bad faith" case quoted in Florida's Daily Commercial

August 7, 2017 - “Plaintiff’s position would constitute a sea change that would degrade bad faith law such that mere negligence in claims handling could constitute bad faith, even in the absence of any evidence that the insurer was acting in its own best interests or without due regard for the interests of its insured (customer),” said the friend-of-the-court brief filed by the American Insurance Association, the National Association of Mutual Insurance Companies, the Personal Insurance Federation of Florida and the Property Casualty Insurers Association of America....

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AIA's Tom Santos discusses insurers' active use of drone technology in Morning Consult

August 7, 2017 - “If it’s a large chemical facility or a large commercial enterprise, it’s certainly safer and more efficient to use a drone to take aerial photos of that, rather than having somebody walk around the entire facility doing these inspections,” Santos said. “So there are huge efficiencies to be gained in the insurance sector for their usage, and we’re seeing that play itself out.”...

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AIA's Fred Bosse applauds Louisiana court decision affecting workers' compensation in WorkCompCentral

August 4, 2017 - American Insurance Association (AIA) Southwest Region Vice President of State Affairs Fred Bosse said, "AIA applauds the Supreme Court's holding that the choice of pharmacy in a workers' compensation case belongs to the employer. Permitting employers to use networks administered by pharmacy benefit managers results in both increased patient safety and significant cost savings. PBMs use drug formularies and other clinical tools to monitor the utilization of dangerous drugs such as opioids, negotiate rebates and discounts, offer more affordable pharmacy channels, and encourage the use of generics and affordable brands."...

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AIA criticism of new Delaware auto insurance legislation featured in AM Best

August 2, 2017 - The American Insurance Association was critical of the legislation following its final passage in late June. Eric Goldberg, AIA vice president, state affairs, mid-Atlantic Region, said limiting use of age to price risk would distort the market and lead to other drivers paying auto insurance costs for older drivers...

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Geopfert's Erica Davis testimony on behalf of AIA featured in Reactions

July 28, 2017 - Geopfert Senior Vice President and Head of specialty products, errors and omissions Erica Davis, who testified on behalf of the American Insurance Association, said, "Finding solutions to the most complicated of cyber risks will require collaboration, between the insurance industry, governments, academia, and other think tanks to establish standards and encourage information sharing," adding that "education, and hearing like this definitely help."...

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AIA's Angela Gleason comments on House hearing on cybersecurity for small business in Financial Regulation News

July 28, 2017 - “In today’s increasingly interconnected world, cyberattacks can affect any business, regardless of size or industry. As cyber risks continue to change and evolve, businesses must evaluate their individual risks and vulnerabilities, and the cyber insurance market must be allowed to grow and innovate to meet those needs,” Angela Gleason, AIA’s senior counsel, said....

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AIA's Steve Schneider discusses the cost of medical care in Illinois in WorkCompCentral

July 28, 2017 - American Insurance Association (AIA) Midwest Region Vice President Steve Schneider said, "We're pleased that the rates continue to decrease in Illinois, but what's important to note is Illinois' relation to other states." ...

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Zurich's Erica Davis testifies on behalf of AIA in front of the House Committee on Small Business

July 28, 2017 - Erica Davis, SVP and head of specialty products E&O at Zurich North America, speaking on behalf of the American Insurance Association, told the Committee that “standardization” of regulatory processes would help insurers sell to SMBs, as education, marketing, and costs would come down....

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AIA's support of the commission's ASC fee schedule featured in WorkCompCentral

July 27,2017 - A coalition of 21 insurance and business interests, including the American Insurance Association (AIA), have banded together to support the commission's ASC fee schedule....

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AIA's Angela Gleason comments on the need for growth in the cyber insurance market in Property Casualty 360

July 27, 2017 - American Insurance Association (AIA) Senior Counsel Angela Gleason said, "In today's increasingly interconnected world, cyberattacks can affect any business, regardless of size or industry. As cyber risks continue to change and evolve, businesses must evaluate their individual risks and vulnerabilities, and the cyber insurance market must be allowed to grow and innovate to meet those needs."...

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AIA's Alison Cooper discusses tort reform in the New York Law Journal

July 20, 2017 - Lobbyists for pharmaceutical giant Pfizer Inc. and the Washington-based American Insurance Association also have lobbied lawmakers in support of reforming the litigation funding industry, according to disclosures with the Joint Commission on Public Ethics. "Regulating this industry is an important tort reform measure because it will help protect consumers and keep judicial system costs low," said Alison Cooper, AIA's vice president for state affairs in the Northeast region....

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AIA's Stef Zielezienski applauds House Financial Services Committee on passage of H.R. 3110 in Business Insurance

July 26, 2017 - “We applaud the committee’s passage of this bill because it ensures that an individual with expert knowledge of insurance and policyholder issues will maintain a seat at the FSOC table regardless of the political changes in Washington,” Stef Zielezienski, senior vice president and general counsel for the American Insurance Association in Washington, said in a statement on Tuesday. ...

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AIA's Lisa Brown and Angela Gleason reflect on top industry issues at NAIC summer meeting in A.M. Best

July 25, 2017 - The American Insurance Association raised concerns about the plan for a complex model law, with AIA Assistant General Counsel and Director Lisa Brown pointing to provisions that allow NAIC staff to be the resource for states for technical advice. She said that the proposal "cedes way too much regulatory authority to NAIC staff" and creates confidentiality concerns about proprietary information in the models....

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AIA's support of shortening the filing period for malpactice claims featured in New Jersey Law Journal

July 24, 2017 - "The American Insurance Association (AIA) has joined the New Jersey State Bar Association and 19 county bar associations and other professional groups to urge lawmakers to shorten the filing period for malpractice claims from six years to two years."...

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Today in AIA history; Reflecting on the civil unrest in Detroit throughout July, 1967

July 20, 2017 - By the end of the week, 2,509 stores had been looted, burned or destroyed, including 611 supermarkets and grocery stores, 537 cleaners, 326 clothing and fur stores, 285 liquor stores and bars, 240 drug stores and 198 furniture stores, according to American Insurance Association data listed in “Violence in the Model City.”...

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AIA's Ron Jackson comments on the Workers' Compensation changes in WorkCompCentral

July 18, 2017 - The American Insurance Association (AIA) said compounds are known to be subject to "abusive pricing." AIA Southeast Region Vice President for State Affairs Ron Jackson said, "We support the (Florida) division's utilizing their statutory authority to identify potential issues and proactively address cost drivers for employers. These reviews may be necessary to ensure these are safe compounds and also that pricing is appropriate."...

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AIA's expresses the importance of the covered agreement with the EU in the Washington Examiner

July 17, 2017 - This particular agreement has proven a serious point of contention within the U.S. insurance industry. The American Insurance Association, American Council of Life Insurers, and the Reinsurance Association of America—all of whom have some members with European corporate parents, as well as U.S.-based members with significant interests in Europe—argue it is a necessary step to facilitate trade in services in both directions and to prevent discrimination against their members operating in Europe....

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AIA's Jim Whittle discusses the role of the contractor in consumer affairs investigations in New Jersey Star-Ledger

July 17, 2017 - While Dixon filed a new complaint with Consumer Affairs, we asked several insurance organizations if it's common practice to take the word of a contractor and not ask the homeowner if the homeowner is satisfied with the job before paying money out. "It is customary for the adjuster to deal with the homeowner rather than the contractor," said Jim Whittle of the American Insurance Association. "Situations can differ and there may be instances when an insurer deals with the contractor but most of the time, an adjuster deals with the homeowner."...

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AIA's support of the Insurance Regulation Pact with the European Union featured in the Insurance Journal

July 17, 2017 - Several major insurance organizations including the American Insurance Association (AIA), the American Council of Life Insurers (ACLI) and the Reinsurance Association of America (RAA) welcomed the agreement in January, as did the International Underwriting Association, which represents wholesale re/insurance companies in the London market....

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AIA's Stef Zielezienski discusses the benefits of the covered agreement with the EU in Business Insurance

July 15, 2017 - “This agreement on prudential matters will end the discriminatory actions against U.S. insurers and reinsurers, increase U.S. competitiveness and boost the international standing of the U.S. state-based insurance regulatory system,” Stef Zielezienski, the American Insurance Association’s senior vice president and general counsel in Washington, said in a statement. “It is a win for U.S. insurers and reinsurers, their policyholders, regulators and the market as a whole.”...

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AIA's Steve Schneider comments on the future of Illinois' workers compensation reform in Business Insurance

July 13, 2017 - Workers compensation reform in the state of Illinois may be tough given the political climate in the state, experts said. “First and foremost, things need to cool down considerably,” said Steve Schneider, Chicago-based vice president for state affairs, Midwest region, American Insurance Association....

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AIA's Steve Schneider discusses Illinois Workers' Comp reforms in WorkCompCentral

July 13, 2017 - Bipartisan workers' compensation reforms in Illinois, which had been negotiated by pro-business Republicans and pro-labor Democrats, are most likely dead until after the 2018 governor's race. "We're entering the real campaign season and I don't think tempers will cool down until after the election," says Steve Schneider, Midwest Region Vice President for State Affairs at the American Insurance Association. ...

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AIA's Phil Carson discusses the year's IAIS meeting in Bloomberg BNA

July 12, 2017 - But those calculations don’t take into account how much capital individual subsidiaries, called legal entities, have available to pay claims, the American Insurance Association (AIA) told Bloomberg BNA after the IAIS seminar. “Capital at the entity level wouldn’t be recognized,” Phil Carson, associate general counsel and director of financial regulatory policy with AIA said. ...

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AIA's Steve Schneider discusses Illinois workers' compensation reform and the 2018 midterm election in the Chicago Tribune

July 11, 2017 - "We're entering the real campaign season and I don't think tempers will cool down until after the election," says Steve Schneider, vice president of Midwest state affairs for the American Insurance Association....

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AIA's Steve Schneider states that Illinois' tax increases send the wrong message to businesses in A.M. Best

July 11, 2017 - [AIA's Steve Schneider] added that the passage of tax increases without workers' comp reforms this session sends the business community the message that more work needs to be done. "That's not a good message to send to employers and the state or outside the state," said Schneider...

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AIA's Steve Bennett criticizes a recent Pennsylvania Supreme Court decision in A.M. Best

July 11, 2017 - The American Insurance Association (AIA) found the ruling troubling. AIA Associate General Counsel Steve Bennett said, "This decision will create substantial uncertainty for the business community and increase costs. A central goal of workers' compensation is encouraging the appropriate return to work, but this decision will only make that objective more difficult." ...

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AIA's Steve Schneider discusses the need for real workers' compensation reform in Illinois in Business Insurance

July 7, 2017 - American Insurance Association (AIA) Midwest Region Vice President for State Affairs Steve Schneider says, "Illinois' volatile atmosphere means that the opportunity for beneficial workers' compensation reform is unlikely for the foreseeable future. There are two bills (HB 2525 and HB 2622) still in play, but neither would address any of the real issues in Illinois' workers' compensation system, like the need to reduce costs for employers and improve medical care for injured workers."...

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AIA's Steve Schneider discusses the future of Illinois workers' compensation reform in WorkCompCentral

July 7, 2017 - American Insurance Association (AIA) Midwest Region Vice President for State Affairs Steve Schneider said, "Nothing is ever dead in Springfield, but since 4068 is a Republican-sponsored bill, it's probably not going to progress very far. With respect to workers' compensation, tempers are at such a high and the hostility is so extraordinary, I don't think there's any sentiment to put together a workers' compensation compromise package today and maybe for the short-term future. ...

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A.M. Best discusses testimony on NAFTA renegotiation by AIA's Steve Simchak

July 5, 2017 - American Insurance Association (AIA) Director of International Affairs Steve Simchak said that as federal negotiators work to update the North American Free Trade Agreement (NAFTA), they should focus on preserving insurance-friendly treaty language while expanding U.S. business opportunities across the continent. ...

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AIA's Stef Zielezienski discusses the relationship between insurance regulators and technology in MarketWatch

July 3, 2017 - Insurance regulations are strict and vary from state to state, so it’s possible that the current regulatory environment is not adequately built for these new technologies, making it difficult to switch to newer systems, said Stef Zielezienski, the general counsel at American Insurance Association, a trade group....

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AIA's Jeremy Merz criticizes amendments to a California workers' compensation bill in WorkCompCentral

July 5, 2017 - American Insurance Association (AIA) Western Region Vice President for State Affairs Jeremy Merz said that the amendments "turn back the clock to the failed workers' compensation policies of the past. It essentially will spike litigation, decrease speedy access to care in some situations, and leave injured workers worse off." ...

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AIA's Stephen Schneider evaluates the impact of Illinois' budget crisis on workers' compensation reform in WorkCompCentral

July 5, 2017 - American Insurance Association (AIA) Midwest Region Vice President for State Affairs Steve Schneider said, "The situation is normal: Stress and hostility in Springfield. There is just not any clear path forward right now on workers' compensation reform or property tax reform or the other non-budget-related items."...

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AIA's Jeremy Merz applauds Oregon's passage of "speed-to-market" laws in A.M. Best

June 30, 2017 - American Insurance Association (AIA) Western Region Vice President for State Affairs Jeremy Merz says, "With political turmoil in many parts of the country, the state of Oregon continues to serve as a leader when it comes to regulatory modernization."...

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AIA's support for NAFTA featured in the Insurance & Investment Journal, Benefits Canada, Insurance Business, and Financial Regulation News

June 26, 2017 - North American insurance associations issued a statement June 21 expressing their positive view of North American Free Trade Agreement (NAFTA) for the insurance industry...They also said they support the modernization of the treaty....

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AIA's Stephen Schneider discusses workers' compensation fraud in Illinois in the Sangamon Sun

June 26, 2017 - “We think Illinois should do it tougher and bigger and bolder in pursuing workers’ compensation fraud,” Stephen Schneider, AIA's Midwest region vice president, told KCBA, the firm said. n...

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AIA op-ed on renegotiating NAFTA featured in Morning Consult’s daily finance newsletter

June 22, 2017 - Opinions, Editorials and Perspectives: Don’t Repeal NAFTA, Just Bring It Into the 21st Century. Steve Simchak, RealClearMarkets...

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AIA's Steve Simchak argues for a modernized NAFTA agreement in Real Clear Markets

June 22, 2017 - The North American Free Trade Agreement (NAFTA) was written at a time when people still watched movies on VCRs, made calls from payphones, and played cassette tapes in their cars. We must modernize the agreement in a way that best serves Americans. ...

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AIA's Steve Bennett encourages states to pass workers' comp formularies in Business Insurance

June 21, 2017 - “Slow and steady, states will see the advantages to the treatment of injured workers and the workers compensation systems when policies are enacted,” [Bennett] said. “We will keep trying to get drug formularies enacted in states where they do not have them.”...

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AIA's Eric Goldberg outlined problems with Delaware's age underwriting limits in AM Best

June 20, 2017 - The American Insurance Association objected to the age underwriting limitations. “Limiting the use of age to price insurance for older drivers, a highly predictive and widely used rating factor, will distort Delaware’s auto insurance market,” said Eric Goldberg, AIA vice president, state affairs, mid-Atlantic region. ...

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AIA's opposition to lowering Write Your Own's reimbursement percentage recognized in Insurance Journal

June 16, 2017 - The original Duffy measure...provision was opposed by major property/casualty insurance trade groups including...the American Insurance Association....

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AIA's Fred Bosse praises the passage of several Texas workers' compensation bills in Work Comp Central

June 19, 2017 - “The 2017 legislative session was a busy one for insurers with the introduction of more than 50 bills introduced with the potential to impact workers compensation, 20 of which were finally passed,” emailed Fred Bosse, Southwest region vice president for the American Insurance Association....

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AIA's Jim Whittle discusses the effect of driverless cars on auto insurance policy in the Seattle Times

June 19, 2017 - “We’re taking a sort of existing body of law and we’re applying that body of law to new facts,” said Jim Whittle, an associate general counsel for the American Insurance Association....

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Maggie Seidel
VICE PRESIDENT, PUBLIC AFFAIRS
(202) 828-7196
mseidel@aiadc.org

Rachel Wallen
PUBLIC AFFAIRS MANAGER
(202) 828-7149
rwallen@aiadc.org

 

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