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AIA Calls for a Timely, Long-Term Reauthorization of the NFIP that Encourages Private Market Participation

WASHINGTON, D.C., March 9, 2017 – The American Insurance Association (AIA) is calling for a timely, long-term reauthorization of the National Flood Insurance Program (NFIP) ahead of today’s U.S. House Financial Services Housing and Insurance Subcommittee hearing entitled “Flood Insurance Reform: FEMA’s Perspective.” AIA submitted written comments to the Subcommittee emphasizing the need to avoid a lapse in the program and encouraging the development of a private flood insurance market as a complement to the NFIP. 

AIA’s comments to the Committee maybe found here. A statement from Tom Santos, AIA’s vice president for federal affairs follows:

"Today’s hearing is a welcome step toward reauthorizing the NFIP and exploring opportunities in the flood insurance market more broadly.  As we saw throughout 2016, flooding continues to present considerable risks for property owners. Our ability to manage risks from flooding depends on our willingness to undertake a thoughtful debate on how best to make our communities more resilient, protect lives and property, and reduce taxpayer exposure.  To that end, AIA supports the timely, long-term reauthorization of the NFIP and the removal of regulatory barriers to the expansion of private sector flood insurance offerings.  

It is critical to avoid lapses in the program. The instability and uncertainty that lapses cause will have negative impacts on the NFIP and broader marketplace. We are committed to working with the Congress and other stakeholders to secure a timely reauthorization of the NFIP.” 


The American Insurance Association (AIA) is the trade association for today’s leaders in the property-casualty insurance industry.  Our members work each day to protect the American Dream, whether that’s a house, car, business or otherwise.  Now more than 150 years old, AIA has an unparalleled record of advocating on state, federal and international issues for insurers and their customers.

Our membership is comprised of more than 320 companies, collectively writing more than $125 billion in premiums each year.

We have the experience of a veteran organization coupled with the innovative ideas that drive our industry forward. AIA is leading the insurance industry into the second half of the 21st Century… today.

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