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Workers' Compensation


Workers' Compensation Insurance Opt-Out

For more than a century, workers’ compensation has served as a good protection for both employees and employers.  Over the last few years, however, a coalition of large employers has sought to “opt-out” of the current system and replace it with federal Employee Retirement Income Security Act (ERISA) welfare benefit plans designed and administered by the opt-out employer. 

AIA opposes opt-out legislation because it creates two classes of injured workers: those with full and uniform protections under the state workers’ compensation program and those subject to their employers’ plans, without mandatory protections and with little or no state oversight.  AIA believes the compensation that an injured worker receives, for whatever a covered injury might be, should not depend on the fortuity of where he or she works.

To join our efforts on this issue, please contact Joanne Brodt, AIA’s director of membership.

For press inquiries or to speak with one of our workers’ compensation experts, please contact Maggie Seidel, AIA’s vice president of public affairs.

Maggie Seidel
(202) 828-7196

Courtney Thomas
(847) 553-3602

Joanne Softcheck
(847) 553-3825